Numen Finance Numen Finance
Growth for modern lenders

The lending platform
that collects for you.

Numen Finance runs your whole loan book — borrowers, disbursals, EMI schedules, collections and reminders — with automatic WhatsApp nudges and campaigns that keep your portfolio healthy.

No card required · Set up in minutes · Cancel anytime

EMI

Reducing & flat

PAR

Portfolio at risk

Auto

WhatsApp reminders

6

Languages

Everything a lender needs, nothing they don't

From first enquiry to final receipt — one clean, mobile-friendly workspace.

Borrower 360

KYC, guarantors, income and every loan in one profile. Search by name or mobile instantly.

Smart EMI engine

Reducing-balance and flat interest, daily to monthly frequencies, auto-generated repayment schedules.

Collections that flow

Oldest-due-first allocation, part payments, penalties, and instant PDF receipts.

WhatsApp on autopilot

Due, overdue and welcome reminders sent automatically with a self-service borrower portal link.

Campaigns

Segment good-standing, overdue or active borrowers and draft the perfect message.

Live dashboard

Disbursed, outstanding, dues today, PAR and collection trends — updated as you work.

Built for every kind of lender

Multi-tenant from day one — your data stays yours.

NBFC Microfinance Institution Gold Loan Company Private Money Lender Chit Fund Company Cooperative Credit Society DSA / Loan Agent Vehicle Finance Pawn Broker Other Lender

Simple, honest pricing

Start free for 5 days. Upgrade when you're ready — billed annually.

Free

$0 /mo

Free trial

  • 25 records
  • 50 WhatsApp credits
  • Up to 25 borrowers
  • 50 WhatsApp credits
  • 1 loan officer
  • Community support
Get started

Basic

$40 /mo

  • 1000 records
  • 200 WhatsApp credits
  • Up to 1000 borrowers
  • 200 WhatsApp credits
  • Unlimited staff
  • Email support
Get started
Recommended

Standard

$80 /mo

  • 2000 records
  • 500 WhatsApp credits
  • Up to 2000 borrowers
  • 500 WhatsApp credits
  • AI campaigns
  • PDF documents
  • Priority support
Get started

Premium

$120 /mo

  • 5000 records
  • 1000 WhatsApp credits
  • Up to 5000 borrowers
  • 1000 WhatsApp credits
  • AI campaigns
  • Referral rewards
  • Dedicated manager
Get started

Refer another lender and earn 10% referral rewards.

Ready to grow your loan book?

Join lenders who collect faster and stress less with Numen Finance.

Start free — no card needed

Contact

Get in touch

Have a question or want to see Numen Finance in action? Reach out, we would love to hear from you.

Office address

Office 31&32, Finsure House,
First Floor, Cnr Sam Nujoma & Kwame Nkrumah Street,
Harare, Zimbabwe